Investment

McGuire Psychological, LLC is an out-of-network therapy practice, meaning they do not file directly with insurance networks for payments. Payments from Health Savings and Flexible Spending Accounts (HSAs & FSAs) are accepted. Many insurance companies offer out-of-network benefits for their subscribers, with eligibility and reimbursement rates differing across companies. For those wishing to use insurance benefits for counseling, Dr. McGuire can provide you with the information needed to file for an out-of-network reimbursement of expenses from your insurance company. With the current increase in high-deductible insurance plans, for many the cost of most health care services will be largely out-of-pocket and clients choose to increase the privacy and flexibility of services by paying for services without seeking insurance reimbursement. The decision of choosing a health care provider, including financial considerations, is an important and very personal one. Dr. McGuire is happy to speak with you about the benefits and consequences of insurance filing if you are unsure about the best option for you.

Full payment for services is expected at the time services are received. Accepted forms of payment include cash, personal check, most major credit cards, and HSA/FSA cards.

Standard fees for services:

  • Individual Therapy Session (50-60 minutes)    $ 100.00
  • Couples Therapy Session (50-60 minutes)       $ 120.00
  • Group therapy (60-90 minutes)                         $ 25.00 – 35.00 per member
  • Workshops/Presentations                                  As arranged in advance

Per the No Surprises Act, effective 01/01/2022, you have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Health care providers need to give patients who don’t have insurance and/or who are not using insurance an estimate of the bill for medical items and services.

  • You have the right to receive a Good Faith Estimate outlining the total expected cost of any non-emergency items or services. This includes related costs list medical tests, prescription drugs, equipment, and hospital fees.
  • Make sure your health care provider gives you a Good Faith Estimate in writing at least one (1) business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
  • Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises